Why price per square foot is important


Price per square foot is important for the same reason why car salesmen haggle over the monthly payment of a car rather than the total amount; when you sell in increments it is much easier to get the consumer to settle on a higher price. In the case of flooring a dollar or even fifty cents per square foot does not seem like that big of a deal because we typically see these amounts as negligible. However, having this mentality when it comes to flooring will quickly put you in quite the financial predicament.

Price per square foot is important because when you are talking about price per square foot chances are that you are most likely referring to a flooring project. Flooring is one of those permanent features of your home that you are going to have to deal with for years to come and the price for covering an entire home with various types of flooring can be staggering if you are not prepared.

Continue reading "Why price per square foot is important" »

Rule of thumb for cost versus increased value


There are a lot of things that you will want to make sure to take into consideration when you are building or remodeling. You will want to make sure that you take into consideration what things cost and how they are going to increase value. If you do not understand what this means here is some information on the rule of thumb for cost verses increased value.

Depending on what things you decide to add to the home you are remodeling or the home you are building will depend on the cost verses increased value. For example if you add certain electronic devices through out your house that turn on and off the lights with a remote that is not going to add cost to your home because of the fact that electronic equipment goes out of date and it isn't worth as much the day after it is bought as it is the day it was purchased. Because of this electronics would be considered cost but not increased value.

Continue reading "Rule of thumb for cost versus increased value" »

Getting a loan to build a home


Getting a loan to build a home has unique challenges. Additionally there are many different factors that your lender will need to take into consideration before lending you money. For example, a standard home loan is fairly straight forward. You make a deal with the current home owner to buy their home for a set price and the bank either approves your loan for the amount or they don't. The home is tangible, can be used for collateral and can easily be examined and fitted with a price. On the other hand, getting a loan to build a home is really getting a loan for something that does not yet exist. The lender has nothing to hold as a security and therefore take much more of a risk when they decide to lend you the money. As we all know, banks do not take risks out of the goodness of the bankers' hearts, there are stipulations. Hopefully now you have a little better idea for why getting a loan to build a home is going to be a more lengthy process than other loan applications processes may be.

Continue reading "Getting a loan to build a home" »

When remodeling, how to keep existing value


If you are remodeling your home or thinking about possibly remodeling your home, it is likely that you are worried about keeping the existing value of the home. No body wants to put a lot of work and money into remodeling, just to find out that the value of there home as decreased! Instead, you want to make sure that the money spent on remodeling is an investment which will either increase the home value or at least keep it at the same level that it was at before. Here are some things that you can do to keep existing value when remodeling:

1. Be careful with garage transitions: One thing that you might want to be a little wary of is garage transitions, particularly if you are worried about keeping the existing value of your home. The absence of a garage can put a house at a disadvantage and subsequently lower the value of the home. One thing that you might want to consider is only remodeling one half-of the garage, particularly if you have a two or three door garage. This way, you will be able to keep at least part of the area as a garage for parking your car, so that your home will not go down in value. Above all, you should try to make the new room in the garage space appear to be like the rest of the house. Many people feel like garage transitions are not tastefully done very often. If you are set on remodeling part of your garage, make sure that the transition is smooth and works with your floor plan, so that you can keep the existing value of your house.

Continue reading "When remodeling, how to keep existing value" »

Inexpensive remodel with major results

Do you want to make some drastic improvements in your home, but you do not have a lot of money? Remodeling can be a very expensive project, but it doesn't necessarily have to be! In fact, there are a lot of ways that you can do an inexpensive remodel with major results! Here are a couple of ways that you can make your home more comfortable and nice through an inexpensive remodel:

1. Painting: One of the easier ways to make your home look nicer is simply by painting! Painting is a great way to remodel your home. In addition, the color of paint can also help a room to feel more spacious, so if you feel like a room seems rather cramped, look into repainting the room in a lighter color. White, cream, beige, yellow, and tan are all great paint colors that can help a room to seem a little more spacious. Dark colors often can make a room seem a little bit smaller, but sometimes a dark color adds a nice "rich" quality to a room. Paint cans for a home can range as little as $20, so try this inexpensive remodeling technique to get some major results in your home!

Continue reading "Inexpensive remodel with major results" »

How to get your supplies for a discount

You are planning a big remodeling or building project and you go to the local "Home Depot" to find out how much you will spend on supplies. As you tally up the bill, you imagine all the money you have and will ever possibly make flying off into the sunset without you. Don't despair; there are several ways to get home building or remodeling supplies for a discount.
The first thing to know is that large home improvement stores have the highest possible prices. They are convenient for buying replacement parts and small items, but for a large project, you will want to use personal contacts, discount stores, and the internet.
Contractors and subcontractors are great resources for buying discounted supplies. The name of the contracting game is building for less, so they usually know somewhere to get supplies on the cheap. If you are using contractors or subcontractors, they will include the material in the bid price and you won't have to worry about making the purchases and finding the good deals. They will do it. However, if you are going it alone it never hurts to ask a lot of questions. If you know anybody in the construction business, find out where they get their supplies.
There are building supply discount stores. Habitat for Humanity has set of a discount building supply stores in Phoenix Arizona. There are hundreds of other discount stores that are run by nonprofit organizations. These are shops where you can buy home improvement supplies without paying inventory costs or operating costs. Supporting these discount supply stores not only saves you the money you would normally be paying to a retailer but the money that you do spend goes to a good cause.

Continue reading "How to get your supplies for a discount" »

How to find a decent lot at a decent price

If you are thinking of building a new home, the first thing that you are going to have to do is find the property on which to build it. This task is no picnic and often it seems difficult if not impossible to find a decent lot at a decent price. There are some steps you can take to make sure you get good land for your money.

 Find out how much you can spend-the first thing you should do is meet with your financial advisor to discuss your money. If you don't have a financial advisor, you can talk with the loan broker or even the realtor who is going to handle the sale of the land. They will help you analyze your finances and the total amount that you will be able to spend on the building project. You can then figure out how much of that total chunk of money should be allocated towards the land.

Continue reading "How to find a decent lot at a decent price" »

A run down of the costs to build a home

There are plenty of costs to consider as you get ready to build your home. Some are obvious like the cost of the lot and the cost of building materials. Some are not so obvious like all the permits and licensing fees. This is a list of the expenses involved with building a new home.

Property cost-- The first big chunk of change that you will throw at your new home will be to buy the property. The price on your property can be in any ballpark but do your homework and buy the best piece of land that you can for your money. Some people don't consider that the price of the property is included in the price of building the home but it is certainly a big expense and your house has to be build somewhere.

Continue reading "A run down of the costs to build a home" »

Energy Saving Windows

When it comes to energy use, and energy savings, the choice of windows you purchase, whether for a new home, or to replace windows in an old home, will be a big factor. Basically you can't have an energy efficient home without energy savings windows. Why? Well it is because of the impact windows have on both heat loss and heat gain. The proper selection of products can be confusing because there is no one right answer. The perfect energy saving window for you will depend on where you live, the conditions the window will be under, etc. Choosing the right windows is complicated enough will all of the various factors that come into play, and to add to the complexity, window glazing technology has changed tremendously in recent years. The best window glazings today insulate almost four times as well as the best commonly available windows from twenty years ago. So, what once was is no longer, and so you want to find companies that have kept up with the times.
Regardless of where you go to purchase windows, there are some common features to look for. The following are features to look for in energy saving windows:

Continue reading "Energy Saving Windows" »

How to increase curb appeal at minimal cost

When you are preparing a house to sell you have several ways to increase its curb appeal cheaply. You will want to make the yard and front of the house as neat as possible to attract potential buyers. If the yard is not taken care of, potential buyers may not even stop to see the rest of the house. Hence, your house's curb appeal is an essential consideration when preparing your house for sale.

The yard can easily, quickly and cheaply be taken care of. If the grass is dead, start watering it immediately. Even if there is no grass in the yard and just weeds, water the weeds and mow. Having green grass or even weeds neatly mowed adds greatly to your curb appeal and only requires a little water and occasional mowing.

Continue reading "How to increase curb appeal at minimal cost" »

Storm Windows

Storm windows are defined as Multi-layered windows that are attached to the outer casings of regular windows to protect against the elements. Storm windows are normally used in conjunction with single-hung, double-hung and slider-type windows. So, let's take a look at the options we have for storm windows, and which is best:

Continue reading "Storm Windows" »

Landscaping Pavers

Using landscaping pavers is a great way to enhance the aesthetic appeal of your landscaping. They can add depth, texture, and even color to your landscape design, so when you are to the point in your home design, or design project, don't forget to consider landscaping pavers to enhance your landscape design and curb appeal. They offer many great benefits that outweigh any drawbacks there might be, so look into them, and don't forget how much a little extra something can add to your overall design.

Continue reading "Landscaping Pavers" »

Well


A water well is a great thing, but before you build your house or drill your well, plan your water supply. A well is worth little without an adequate supply of good quality water, which may be found where you had hoped to build the front steps! So, plan ahead so that you do not have to rebuild or deal with poor water. Thinking ahead makes life easier all around, so plan, organize, and get the most for your money.

Continue reading "Well" »

Spreadsheet Budgeting


When you build a home, you are going to want to create a budget so that you can stick to it as closely as possible, and stay on top of things. This will help you save money, and will help you come in under budget and not have to go to your lender asking for more money to be able to finish your house. You do not want to have to stop construction because you run out of money because you did not create a good enough budget. So, create a spreadsheet budget!

Continue reading "Spreadsheet Budgeting" »

Insurance

You have to have more than materials to build a house. Before you start building your home you will need a few other things. Pretty much everyone knows you have to have building permits, etc. What everyone doesn't always realize or consider is the importance of having insurance. Sure you get insurance for you house after it is built, but what about while it is being built? You may not think about it, but ignorance is not excuse. There are several insurance and legal issues that are associated with the home building process, and it is best to cover your bases by getting adequate insurance.

Continue reading "Insurance" »

Swimming Pool Energy Conservation

If you have a pool you probably know that it is one of the major users of water and energy at your home. Many people complain about the cost of maintaining and running a pool, but your cost does not have to be as high as you think. By reducing the pool's energy and water use, you will receive substantial savings on your utility bill, and get the added plus of benefiting the environment. You do not have to enjoy your pool less to use less energy, so lets take a look at some of the things you can do to save energy, water and money while still enjoying your swimming pool.

Continue reading "Swimming Pool Energy Conservation" »

Your Materials take-off list

In order to get a relatively accurate cost estimation it is best if you have already you're your building site purchased (or at the very least picked out and under contract to purchase, i.e. earnest money paid, an agreement signed), and the detailed plans and drawings of your home. Once you have those, the best thing to do is start with a material's take-off list. There is no way to get an accurate cost estimation if you don't have detailed specs or plans and a good material's take-off to go from. You can have this drawn up by a number of people, but either way, you will need one in order to get a good cost estimation, which of course, you need as well.

Continue reading "Your Materials take-off list" »

Whole House Surge Protector

Because most homes have a significant amount of electronic equipment in them, from the washing machine and dishwasher to the home computer, stereo, and television, a whole house surge protector is something that should be considered.

Why? Well, even the smallest surges can damage electronics. Every small surge deteriorates the electronic components in your electric equipment, which can drastically shorten their designed life, costing you thousands of dollars, not to mention several headaches. While the number may seem staggering, the average home has 2,200 or more surges annually.

Continue reading "Whole House Surge Protector" »

What Insulation is Best?

When you build a home you must insulate it to make it comfortable. Insulation keeps the cool in and the heat out, or the heat in and the cool out, just depending on what you want. Insulation is the process of enclosing or covering an object with a material that serves as a barrier and reduces the flow of energy, specifically heat.
Insulation is used for things other than just your home, but in general it can be said that insulation is used for the following reasons:

To reduce heat energy losses.
To prevent nearby objects from heating up.

Continue reading "What Insulation is Best?" »

How To Deal With Suppliers

How To Deal With Suppliers

When you build your house you are going to be dealing with various suppliers for all the materials you will need. This means you will need to know which suppliers are the best to deal with. The following is a list of good rules of thumb when it comes to dealing with suppliers. It can mean you get the best supplies for the best prices.

Continue reading "How To Deal With Suppliers" »

Mineral Wool Insulation

Insulating your home well is one of the fastest and best ways to improve and ensure energy efficiency. However, many people struggle with insulating because there are so many different types of insulates available. With so many different types, how are you to know which is the best type for your project and why? Also, insulation is all given an R value, and before insulating your home, you should know what exactly that R value means.

Continue reading "Mineral Wool Insulation" »

How Much Insulation Do I Need?

When you are building your home and working towards finishing it you have to insulate it. The big question becomes how much insulation do you need? Some contractors will quote you one number and others will quote you another. However, the real answer depends on a number of factors. So, let's take a look at these factors and figure out what is the right amount of insulation for your particular needs:

Continue reading "How Much Insulation Do I Need?" »

How to Get Contractor Bids

You need t get materials lists and sub bids at the same time. If you can get your lists and materials together, subs are more motivated to help with the materials lists in a timely manner. Does that make sense? Once you have your list of items needed to build your house all put together and checked over for accuracy it is time to get bids.

Of course, if you really wanted to you could do all the figuring yourself, but why would you that would be a royal waste of time? These are the people you will be paying, so their numbers will be deadly accurate for your cost estimation because their bid is what you will be paying.

Continue reading "How to Get Contractor Bids" »

Home Hazard Insurance

When you own a home, are building a home, or are buying an existing home, you will be required by your lender to have homeowner's insurance, which is also referred to as home hazard insurance. This is very important, but you should know that not every home hazard insurance policy is created equal, so the following are a few common, and potentially costly, mistakes that people often make about insurance, which you should avoid when purchasing home hazard insurance:

Continue reading "Home Hazard Insurance" »

Home Fitness Center


With homes today, the idea is to build a home that allows you to stay home more and still get all the conveniences of going out. For example, many homes have offices, theaters, game rooms, and of course home fitness centers.
In order to have a home fitness center, you need some basic home exercise equipment. This is a great way to stay fit. However, many people decide they want a home fitness center, and never do the research to figure what to buy for their specific needs. So, before you buy, you should do your homework. This will prevent your new exercise machines from becoming over-sized clothes hangers or dust collectors.

Continue reading "Home Fitness Center" »

Mulch vs Stone

Mulch obviously comes in organic and inorganic materials. When people think of mulch they generally think of the organic materials such as the wood chips, etc. Most do not think that a stone mulch would give many benefits. If you are tired of replacing that worn out old mulch, then take your landscaping to the next level with hassle-free home improvements such as stone mulching!

So, for the question of which is better, mulching with rocks or with an organic mulch like bark chips, let's look at the answer, and compare mulch vs stone. Both will help maintain soil moisture, reduce soil temperature and reduce weeds. However, organic mulch breaks down over time and releases nutrients into the soil, while rock mulch does nothing to improve the soil, but has other benefits. You might consider an organic mulch for around the plants, and stone along the paths, or you may want to evaluate your lifestyle and determine which is best for you and your property.

Continue reading "Mulch vs Stone" »

Save $ By Planning

Construction has a lot of parts, there are inspections, dimensions, specifications, sequences, and lots of different contractors and sub contractors that will need to be hired to get the job done. When you build a house, if you do not have a good system for keeping track of everything, your project will be chaos, and you will likely go way over budget, and not be able to finish your house. So, the solution to this problem is to spend sufficient time planning, and make sure you are organized. Then, you will have no trouble at all (haha, not true, but the amount of problems you run into will reduce significantly) and you will save a lot of money by

Continue reading "Save $ By Planning" »

Solar Heating

Solar heating is a great way to heat your home. Solar power is an effective and environmentally friendly source of energy. Let's look at it this way...the sun gives us energy in two forms: light and heat. While solar power seems new because it is fairly new as an option for residential use, for many years, people have been using the sun's energy to make their homes brighter and warmer. However, due to increases in technology, and an ever increasing need for alternative energy, today, special equipment and specially designed homes can be used to capture solar energy for lighting and heating.

Continue reading "Solar Heating" »

Mulching

Mulching is a common method used in gardens and landscapes. A mulch, by definition, is a layer of bark, sphagnum peat moss, muck peat, compost, pine needles, gravel, plastic, or any similar material uniformly spread on the surface of the soil under plants. Why? Well, mulch, or in other words mulching is done for a number of reasons. Let's take a look at some of these reasons:

The objectives of applying mulch or mulching are to:

Continue reading "Mulching" »

How Much House Can You Afford to Build?

Before you can build a house you need to answer to the question "How much house can you afford?" This question is not always very fun to answer, but it is an important one if you want to get a dream house that fits in your budget. Just remember, the question is not how much you wish you could afford, or what you want to build, it is what can you build?

Continue reading "How Much House Can You Afford to Build?" »

Home Security Monitoring

When it comes to home security systems, the home security monitoring is the most crucial and critical part. It is home security monitoring that most often results in lives being saved, firemen getting there before the house is burnt to the ground, etc. When it comes to home security monitoring the ideal would be 24 hour operators, and 24 hour monitoring, all done with two standby power generators (natural gas and diesel fuel) and state-of-the-art software and hardware.

Continue reading "Home Security Monitoring" »

Organic Mulches

When it comes to mulches you have a two choices: organic mulches, and inorganic. Each of these two categories has multiple options that fall under it. For example, with inorganic mulches you get landscape fabrics, plastic, rocks, etc. With organic mulches you get everything from compose to pine needles, and bark.

Both types of mulches offer specific benefits. For example, inorganic mulches do not need to be changed or replaced nearly as often, thus the cost and maintenance is lower. However, organic mulches provide extra benefits to the soil and plants.

Continue reading "Organic Mulches" »

Home Hazard Insurance

When you own a home, are building a home, or are buying an existing home, you will be required by your lender to have homeowner's insurance, which is also referred to as home hazard insurance. This is very important, but you should know that not every home hazard insurance policy is created equal, so the following are a few common, and potentially costly, mistakes that people often make about insurance, which you should avoid when purchasing home hazard insurance:

Continue reading "Home Hazard Insurance" »

Home Repair Grants

When it comes to home repair grants, most fall under the FHA and HUD programs for home rehabilitation and repair. The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various grants for the rehabilitation and repair of single family properties. Most of these grants are directed towards specific communities and neighborhoods to help with that community and neighborhood revitalization, and also to help with expansion of homeownership opportunities.

The main goals of HUD are to revitalize homes and neighborhoods, thus the home repair grant programs are a large part of their programs. The main program for home repair grants is Section 203(k).

Continue reading "Home Repair Grants" »

Find Deals BEFORE you Start Paying Interest

Building a house is a great way to save money, if, and only if you go about it the right way. What is the right way? The right way is plan, plan, plan, and then build like mad. What does that mean? It means that once you break ground you start paying interest on the loan to build the house. So, take advantage of the time before you break ground to plan really well, and then once you start, get your project done fast so you don't pay any interest you don't need to.

So, part of the planning you should do before you start paying interest, is plan what materials you will buy, and from where. When you plan and look for deals before you break ground you are going to save money. Where? Well, obviously you will save money in interest, but you are going to save money elsewhere as well. Think of it this way. It costs nothing to plan; you aren't causing delays by looking for deals, and you don't have anyone on the clock waiting for materials. You can take as much time as you need to in order to uncover bargains. You take the time to negotiate for better prices. And you can take the time to find opportunities for superior options for your house and the construction process.

Continue reading "Find Deals BEFORE you Start Paying Interest" »

Rigid Insulation

Insulation means comfort in your home. A well insulated home will be more energy efficient as well as being more comfortable all year round. It will maintain desired temperatures longer and with less effort. Insulating your home well is one of the fastest and best ways to improve and ensure energy efficiency; however, while it is a simple way to increase your home efficiency, there is more to it than always meets the eye. One of the most common issues with insulating is knowing of the many different types of insulates available, which is the best for your project and why? Many people want to know what the difference is for example between a rigid insulation and a fiberglass one, and which is better. Price is not everything with insulation, as you will see.

Continue reading "Rigid Insulation" »

Get 3 Bids From Each Type of Supplier You Need

Suppliers come in every shape and form, and every price range and quality of materials. You will want to do some research and find suppliers that are known for supplying only the best materials out there. You will want to make sure that they will have the supplies you need, when you need them, and that they can deliver them to you on time. You will also what to make sure that other builders use these suppliers and that they are not too good to be true. There are a lot of things to do when it comes to picking a good supplier, but the biggest thing you should do is get 3 separate bids, from 3 separate suppliers, for the same materials.

Continue reading "Get 3 Bids From Each Type of Supplier You Need" »

Plan Daily

Construction planning is crucial to getting your house built efficiently and on schedule. Your planning starts the first time you look through a magazine or drive down a street and notice something you like in a home. You make a mental note of that for your future home, and maybe even write it down or cut out a picture to put in a portfolio. Then you further your planning by having plans and specs drawn up for your dream house. You have blueprints made, and lists of things to buy. You interview general contractors, and subs, and you plan, plan, plan. You plan out how to save money, and you plan out how to save time. You do your job so that everyone else can do theirs, and you can save money.

Continue reading "Plan Daily" »

Money Saving Tips For A Construction Loan

When it comes to construction loans you are basically paying interest on a loan until your house is completed, and then you start making regular payments where you pay off principal. This is your permanent loan. With your construction loan, it is interest based, and you pay interest on the money that you have pulled out with each draw. So, there are ways you can build your home and save money, just by being aware of how you are paying, and taking advantage of it.

Continue reading "Money Saving Tips For A Construction Loan" »

Radiant Heating Benefits

Chances are you have heard that radiant heating is a great way to go, and that it will increase the value and comfort of your home. You may be considering installing radiant heat into your existing or your new home, but don't quite understand the advantages or the differences between heating applications. Without understanding the benefits you won't understand why radiant heating is such a great way to go, so let's take a look at seven awesome benefits of radiant heat:

Continue reading "Radiant Heating Benefits" »

Emergency Backup Power Systems

No one likes the feeling of not being able to use the things in their house due to a power outage, especially if their livelihood or comfort depends on it. When bad weather or other conditions interrupt power service, you could very easily find yourself unable to heat or cool your home. In the summer or winter this could be very problematic and uncomfortable. You may also find that when the power is out you can't run necessary appliances and lights. Now, many people think, So.I can use flashlights, etc. While fireplaces can provide some heat and flashlights or lanterns can provide light, many appliances will remain unusable until power from the grid is restored, and it is amazing how dependent you will realize you are on some of these simple appliances.

Continue reading "Emergency Backup Power Systems" »

Save Money During Construction

When you are building a home, you want to save as much money as possible in order to build a great home for a smaller price. The following is a list of ways you can cut construction costs during construction, and save money:


 Do some work yourself:


There are going to be many of the aspects of construction that should be left strictly to the professional. However, there are some jobs you should consider doing yourself, and by doing them yourself you will save a lot of money.

Continue reading "Save Money During Construction" »

Choosing a Radiant Heating System

Many people want a radiant heating system to warm the floors of their home. They have heard good things about this sy